| Complete Banking Solution is high degree of parameterization, flexi-centric architecture and ease of use automation software Solution.
Salient Feature
The following are the major features and capabilities:-
1. Modularity and parameterization for extensive flexibility.
2. Online, real-time processing.
3. User-friendly interface.
4. Customizable authorization levels and other security provisions.
5. Integrated transaction-handling and management-reporting system.
6. Provides comprehensive, accurate and updated information.
7. Provisions for archival and retrieval.
8. Provisions for backup.
9. Portability and connectivity.
10. Meets varied information needs — operational, statutory and managerial.
11. Processes data quickly and accurately, thereby enabling better customer service.
Benefits
1. Speeds up the process of automation.
2. Updated and accurate data on customers helps the bank to take decisions regarding sanctioning 3. of advances, loans, and so on.
4. Easy-to-read account statements and statutory reports are made available quickly.
5. Easy-to-use, implement and administer. It is cost-effective.
6. A transaction or query can be processed very quickly.
Major Modules:
a. Core Modules
1. Administrative Function
2. Customer Information
3. Customer Services
4. Transaction Processing
5. General Ledger
b. Demand Liability Modules
1. Savings Account
c. Time Liability Module
1. Fixed Deposit Account
2. Recurring Deposit Account
d. Fund-based Advances Modules
1. Loans & Advances
2. Bills & General Entries
e. Non-fund-based Advances Modules
1. Surety Guarantees
f. Other Modules
1. Share Account
2. Guarantee Fund Account
3. Bed Fund Account
4. MIS Reports & Statutory Reports
5. Signature Capture and Retrieval
6. Passbook printing
7. Fixed Deposit Printing
8. Auto Renewal of Fixed Deposit at the Date of maturity.
9. Loan against Fixed Deposit.
10. Budget Provision.
11. Dividend & Interest Calculation based on both monthly and daily basis.
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